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As a Creditor, It’s Important to Know Your Rights
One of the most important things you need to know as a business owner is your rights as a creditor. How far can you go in collecting accounts receivable? What are the limits to your ability to collect? How do you guard yourself against unfair collections practices? Can you recover debts when a customer declares bankruptcy? What do you do if you need to declare bankruptcy?
Knowing the answers to these and other complex financial questions can help you as you conduct your business. Don’t try to tackle the questions of creditor’s rights alone. You need a partner on your side who can help you navigate the tricky waters of finance and collections.
Having the right attorney working with you can give you much more peace of mind. If you’re looking for a quality, experienced creditor’s rights attorney in Salem, GA, call PC Lawgroup. We’re ready to put your years of expertise to work for you.
When a Customer Files Bankruptcy, What Does It Mean for Your Business?
If an individual or business owes you money declares bankruptcy, what are you rights? Do you know what you can collect or how you can pursue recovery? Georgia’s bankruptcy laws can seem difficult to understand on the surface, but if you have a good bankruptcy lawyer in Salem on your side, the complex can become more simple.
In Georgia, Chapter 7 bankruptcy allows individuals to get a fresh start by wiping out their debts. Trustees will gather any of the debtor’s assets that are not exempt and sell them to repay creditors and discharge debts. Debtors can reaffirm certain debts like houses and vehicles and continue to pay on them after filing for bankruptcy. The trustee then disburses the proceeds from asset sales to the creditors.
Another option for Georgians is Chapter 13 bankruptcy. Under Chapter 13, debtors agree to pay back all or part of their debts to creditors over a three to five year period. This option is better for individuals who face foreclosure on their home or business property or are in danger of losing larger property such as vehicles. Under Chapter 13 bankruptcy, creditors receive repayment through the payment plan to which the debtor agrees.
Facing Customers Who Have Declared Bankruptcy Takes a Good Attorney
As a creditor you may wonder where you stand with clients or customers who have filed Chapter 7 or Chapter 13 bankruptcy. If you have a lawyer fighting for you, you can rest assured that you’ll recover as much of the debt as possible. When you need a bankruptcy attorney in Salem, GA and the surrounding area, give PC Lawgroup a call. We will fight tenaciously to help you recover the maximum amount of the debt owed to you.
When you call PC Lawgroup, we’ll represent you as a creditor in bankruptcy proceedings. You can count on us to put our decades of experience and know how to work for you and make sure that you recover as much of the debt that your clients owe as possible.
What Happens If You Need to File Bankruptcy?
If your debts have piled high and are too much for you to handle, filing bankruptcy in Georgia is an option that you should consider. When you’re ready for a bankruptcy lawyer in Salem, GA and the surrounding area, rely on PC Lawgroup.
Our team of experienced attorneys is thoroughly acquainted with Georgia bankruptcy law, and we’ll treat you with respect and courtesy throughout the process. You can rest assured that we’ll help you determine the right bankruptcy option to pursue, and we’ll communicate with you every step of the way.
If you’re unsure about bankruptcy or want to look at other options before you’re completely certain, we can help you with other options as well. You can count on us to be by your side when you need us the most.